Insurance for Families
Things to consider when choosing life insurance
With the many options available for family life insurance you may need someone to help you understand the different choices and terminology. Gerber Life takes the guesswork out of family life insurance with articles that answer such questions as, "How does life insurance work?" and "How do I get life insurance?" Whether you're looking for a policy for an infant, child, adult or senior, we've got you covered when it comes to answering your questions about life insurance.
Just as April showers bring May flowers, life is full of ups and downs. Unlike a sudden rainstorm that interrupts Little League practice, however, some of life’s storms can be guarded against well in advance, by insurance policies. The Gerber Life Grow-Up® Plan¹ is the kind of insurance policy that can help you prepare for several storms all at once because of its guaranteed premium rate that never increases, guaranteed benefits, cash value that you access, and guaranteed death benefit. Here’s a look:
New parents have a lot on their minds: making sure that their babies are well cared for, keeping the house tidy, keeping themselves healthy, and getting enough sleep to make it all happen. During those first weeks of new parenthood, some things inevitably may fall by the wayside, but one thing that should not go unattended is insurance.
Here are some of the kinds of insurance that new parents should have, to help prepare for whatever weather the future may bring:
According to a few recent studies conducted by LIMRA, an insurance and financial services trade association, there are some interesting life insurance statistics with regard to families.
Discover three new trends about life insurance that might surprise (and affect) you:
Life insurance contracts are often long and full of fine print. This fine print is there not only to protect the life insurance company, but also the policyholder and the beneficiary. Depending on the type of life insurance policy, there may be many different clauses and pages of fine print to read. However, it’s extremely important to understand the clauses that might appear in your life insurance policy. That way, you and your beneficiaries can be prepared when the time comes to renew, or use, your life insurance policy.
The following are the most common clauses that make up the “fine print” in a life insurance contract.