The Gerber Life Parenting Blog

Insurance for Families

Things to consider when choosing life insurance

With the many options available for family life insurance you may need someone to help you understand the different choices and terminology. Gerber Life takes the guesswork out of family life insurance with articles that answer such questions as, "How does life insurance work?" and "How do I get life insurance?" Whether you're looking for a policy for an infant, child, adult or senior, we've got you covered when it comes to answering your questions about life insurance.

  1. A Payment Option: Single Premium Life Insurance

    July 3, 2013

    Man Considering Single Premium Life InsuranceChoosing the right type of life insurance can help ensure your family’s security in the future. One type of payment option for many kinds of insurance would be single premium life insurance, which allows you to secure your family’s well being with just a single, lump-sum payment.

    Here’s how it works.

    Comments are off for this post
  2. How to Get Life Insurance

    June 12, 2013

    Mother and Daughter Considering Life InsuranceLife insurance provides monetary protection for your family in the event of your death. If you have dependents, it is essential to get life insurance. However, people rarely know where to start when it comes to buying life insurance. If this decision has you overwhelmed and confused, don’t despair. The key is to research your options, consider them carefully and choose the policy that is best for you. Here are a few considerations to keep in mind when getting life insurance for the first time:

  3. The Four Different Types of Life Insurance

    May 29, 2013

    Family Evaluating Life Insurance PlansThere are four different types of life insurance: variable life insurance, universal life insurance, whole life insurance and term life insurance. When purchasing life insurance for yourself or a member of your family, it’s helpful to understand the different types before making your final decision.

    Comments are off for this post
  4. How Much Life Insurance Coverage Do I Need?

    May 21, 2013

    Senior Weighing Options for Life InsuranceNo one ever wants to use a life insurance policy, but life insurance coverage can be a welcomed help following the death of a loved one. Everyone needs a life insurance policy, although how much life insurance you need varies from person to person. Determining how much coverage you need is essential to ensuring your family’s long-term security.

    Comments are off for this post
  5. What Are the Rules for Coverdell Savings Accounts?

    May 9, 2013

    Father Researching Coverdell Savings AccountAs society advances, higher education becomes more important than ever. Fortunately, there are several strategies you can use to save for your child’s educational expenses. One such vehicle is the Coverdell Education Savings Account (ESA). The Coverdell ESA is a tax-deferred account you can use to hold investments for a child or other beneficiary’s future educational expenses.

    Comments are off for this post