The Gerber Life Parenting Blog

Saving Money

Family finance tips

At Gerber Life we know the value of a hard-earned dollar. And when you're raising a family, it becomes even more important to stretch that dollar as far as it can go to help you save money. Our family finance tips can help you make smart decisions for spending your money as well as help you make use of opportunities to save it. Whether it's clipping coupons before grocery shopping or throwing a do-it-yourself (DIY) children's birthday party, our family finance tips can help you think outside the box so that you can save money.

  1. Going Green Tips: Save the Earth and Your Wallet

    August 13, 2012

    Groceries in Reusable Canvas BagWe’d all like to go green – trade in that gas-guzzling SUV for an electric car, transform the backyard into an organic vegetable garden, and remodel the house using sustainable, environmentally friendly materials. But these changes represent a substantial investment of time, effort – and money.

  2. Allowance Advice – The Ideal Time to Start Giving an Allowance is Right Before a New School Year

    July 27, 2012

    Child Allowance TipsAlthough there aren’t always hard and fast allowance rules, the ideal time to start giving an allowance to your child is at the beginning of the school year. An allowance teaches discipline and responsibility, forcing kids to think about choices and consequences. It’s also a great tool for math, money management and saving for the future. When these skills are applied to children’s schoolwork, you may actually see improved grades, an increased desire to learn, and greater confidence.

    What is the best age for starting an allowance?
    You may have seen or heard a variety of answers to this question, including comments that most money experts agree that preschoolers are too young to have an allowance because they don’t fully understand the concept of money. Once kids are in school and begin learning about dollars and cents and buying and selling, they likely have a much better idea of what it means to spend money from their own stash versus having mom or dad pay. Because you know your child better than anyone else, however, you are best-qualified person to decide the age at which your son or daughter is ready to be paid.

  3. Living Within Your Means Need Not Be Stressful

    July 4, 2012

    Living on a BudgetYou might recoil at the thought of living within your means, assuming this will be a stressful and unhappy lifestyle. However, living on a budget need not be an unpleasant habit.

    Learn What You’re Spending

    Budgeting can be challenging until you learn about your current spending habits. Keeping a daily log for around a month will give you the information you need to create a workable budget.

    Record every dollar spent for a short while. You will be amazed at the small amounts of money you spend that add up to much larger dollars. For example, that large exotic latte you buy to start your workday may cost only $2 more than a normal cup of coffee. However, you’ll lose at least $10 per week in unnecessary expense.

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    Categories: Saving Money
  4. Summer Savings Ideas

    June 20, 2012

    Summer Savings Ideas

    Wasting Money is Never in Season

    Although summer is a time of freedom, fun and adventure, our pursuit of a “good time” can sometimes cause us to spend money in ways we normally wouldn’t consider logical – such as dishing out $10 for a few two-scoop ice cream cones when we can buy a few gallons of ice cream for less money at the grocery store.

    This doesn’t mean never going out for ice cream, but rather spending smarter. Instead of a second trip to the local ice cream shop, make the shorter trek to your own freezer to dish out the frozen delights from your own scoop. And consider these other summer savings ideas, too!

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    Categories: Saving Money
  5. Using Affordable Products Made of Natural Materials Can Help the Environment

    June 14, 2012

    Man and Child with Bundle of InsulationThose committed to green living search for natural products, but sometimes don’t realize these materials can save money, too. Fortunately, you can commit to living in an environmentally friendly universe and keep your monthly budget under control.

    Natural Products and Safety  

    Most natural products, along with contributing to sustainable living, are also very safe for all living things. Certainly, the safety of our fragile environment is critical to our continued survival as a species.

    However, safety for ourselves, our families, our pets, and all living things is just as important. Imagine if natural products were environmentally friendly, but toxic to humans? Our environmental awareness quotient would drop dramatically.

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    Categories: Saving Money