Saving Money

Family finance tips

At Gerber Life we know the value of a hard-earned dollar. And when you're raising a family, it becomes even more important to stretch that dollar as far as it can go to help you save money. Our family finance tips can help you make smart decisions for spending your money as well as help you make use of opportunities to save it. Whether it's clipping coupons before grocery shopping or throwing a do-it-yourself (DIY) children's birthday party, our family finance tips can help you think outside the box, so that you can put more money into saving.

  1. Does Eating Healthy Have to Cost More?

    Mother & Daughter with Healthy GroceriesPeople who try to eat healthfully may have noticed how much more healthy foods can cost in comparison to unhealthy foods, such as processed or fast foods. A study by the Harvard School of Public Health confirms that healthy eating does indeed cost more, to the tune of $1.50 per person per day.

    For families of any size, this can quickly add up. For a family of four, for instance, this cost can quickly swell to $183 per month, or more than $2,000 a year. Many families find that the cost of eating healthfully is a small price to pay for overall health and wellness, and for avoiding costly health conditions, such as diabetes, later on. When struggling to make ends meet each month, this can be a tough pill to swallow.

    Although eating healthfully will likely continue to cost more, families can save money by choosing inexpensive healthy foods. Here are a few ways to save money while eating healthfully:

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  2. Improve Your Outlook at Work: Select a Job with These Surefire Satisfaction Characteristics

    Whether you are new to the job market or want to change direction, it’s possible to find a career that is personally satisfying and financially gainful. Just because it’s called “work” doesn’t mean you can’t be content and happy with your chosen field. After all, work is not work when you enjoy it.

    PayScale conducted a survey to unveil the occupations with the best combination of meaning, salary, satisfaction and lack of stress.

    What do these jobs have in common? We found that the top 10 jobs with the greatest satisfaction share the following commonalities:

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  3. What to Do if You Receive a Gift You Can’t Use

    Holiday Gift ExchangeOpening presents during the holidays can sometimes be a little awkward. While you’re opening a gift, the giver – and other people who may be in the room – watch expectantly for your reaction. One furrowed brow or downturned lip is a dead giveaway that you don’t care for the gift. Oops! Don’t grimace. Social faux pas.

    Whether the gift pleases you or not, it’s always best to graciously accept the gift and politely thank the gift-giver, including with a hand-written thank-you note sent by snail mail.

    Generally, it’s never a good idea to give back a gift. People give gifts as an expression of love, caring, friendship or appreciation. Turning down a gift can be considered rude, insulting, inconsiderate and bad manners, and complete disregard for the meaning of giving.

    What to do if you receive a gift you can’t use or don’t like? Here’s a quick guide for gift-giving etiquette:

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  4. Homemade Holiday Gifts

    Cookie Recipe JarsThe holidays are a time for giving. Generosity, however, may leave you with an empty wallet as well as a full heart. According to the American Research Group, Inc., the average person spent $801 on holiday shopping in 2013. What’s a good way to keep the spirit of the season when on a tight budget?

    Consider making a homemade holiday gift that can be perfect for next-door neighbors, children’s teachers, or your fourth cousin twice-removed. Here are some low-cost gift ideas:

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  5. How to Be a Financial Role Model for Your Child

    Mother saving money with childNo matter what your financial situation, talking about money can sometimes seem uncomfortable, but it’s important to teach your children financial literacy – and to teach it to them again and again. The best way to teach is by example, so that your children can gain valuable, lifelong lessons.

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