The Gerber Life Parenting Blog

Saving Money

Family finance tips

At Gerber Life we know the value of a hard-earned dollar. And when you're raising a family, it becomes even more important to stretch that dollar as far as it can go to help you save money. Our family finance tips can help you make smart decisions for spending your money as well as help you make use of opportunities to save it. Whether it's clipping coupons before grocery shopping or throwing a do-it-yourself (DIY) children's birthday party, our family finance tips can help you think outside the box so that you can save money.

  1. Equipping Your Teenager with the Needed Financial Tools for Adulthood

    October 2, 2015

    Mom paying bills with teenage sonTeaching teenagers how to manage their finances when they become adults is one of the most important lessons that a parent can impart.

    Here are four basic lessons on money-management for teens that parents should plan to teach their teenagers early on:

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    Categories: Saving Money
  2. Retirement Savings Guidelines: How Much Should You Save and by When?

    September 25, 2015

    Elderly couple working on financesRetirement can mean different things to different people, but one aspect remains constant: having some kind of retirement savings in order to pay your living expenses if you will no longer receive a paycheck or other income.

    Determining how much to save for retirement can be tricky and will vary from person to person. You can use the following steps as a guide to figure out how much to save at each stage of your life.

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    Categories: Saving Money
  3. Some Typical Retirement-Planning Mistakes to Avoid

    September 18, 2015

    Senior couple at beachPerhaps you’re looking forward to retirement, with thoughts of being able to spend more time with family, catch up on reading, start a new hobby, pursue another line of work, and go back to school to get an advanced college degree, or travel to islands somewhere in the sun.

    To help ensure that your retirement goes according to plan, it’s important to prepare properly, which is not always an easy task. In addition to financial considerations, a number of stumbling blocks can hinder your chance to attain a satisfying retirement.

    Here are some typical retirement-planning mistakes to try to avoid:

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    Categories: Saving Money
  4. Quick Ways to Cut Back Your Budget

    August 26, 2015

    Man doing finances at homeWe all need to reign in our budget at times, perhaps because we lose an income source or want to make a big purchase, such as a home or a car. Whatever the reason, realizing the need to spend less is the easy part. Finding where you can afford to cut back is much more of a challenge, especially if you’re already on a tight budget.

    Consider these tips for how to cut your budget:

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    Categories: Saving Money
  5. How to Save Money on Your Child’s Extracurricular Activities

    August 21, 2015

    Mother with daughter and sonParents tend to want their children to be well-rounded both scholastically and with extracurricular activities, from sports to the arts to community service, in order for each child to grow as a person and best contribute to society.

    When a child begins participating in extracurricular activities, however, parents quickly realize something else: Activities can become expensive. Sports equipment, music lessons, art supplies, dance attire, and club or team costumes and trips don’t come cheap.

    If you’re concerned about your child’s extracurricular activities putting a dent in your budget, consider these tips:

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    Categories: Saving Money