Family finance tips
At Gerber Life we know the value of a hard-earned dollar. And when you're raising a family, it becomes even more important to stretch that dollar as far as it can go to help you save money. Our family finance tips can help you make smart decisions for spending your money as well as help you make use of opportunities to save it. Whether it's clipping coupons before grocery shopping or throwing a do-it-yourself (DIY) children's birthday party, our family finance tips can help you think outside the box, so that you can put more money into saving.
Saving money is probably on the top of really everybody’s list of priorities, but it’s easier said than done. What with all the television and radio ads, banners on websites and roadside billboards seen on your way to work, it often seems as if we can’t go for more than ten minutes without being pressured into spending hard-earned money.
Whether you’re saving for something big such as a house or your child’s education, or just looking to have extra dollars in your pocket, you can get a head start with the following helpful ideas for saving lunchtime money.Read More
How can you teach your kids to be fiscally responsible, even at a young age? Once they’re older, how can you instill smart money-management habits? By making money matters an educational and fun challenge.
Start when they’re young. Remember the first time you saved and saved and paid for something on your very own? What a sense of accomplishment for a child! Start your little one saving young with a piggy bank that he or she can see, touch, feel, shake, and hear sounds that change after inserting each coin. Next, consider getting a digital piggy bank that tracks savings. For example, the decimal point and numbers show the amount inside “Piggy,” teaching your child what the numbers associated with the money look like. With each “cha-ching,” your children will see how saving money adds up – a very important lesson to help teach your kids about money management.Read More
Because tutoring costs can add up fast, parents may want assurance that the tutoring will help their child. Many educators note that the individualized attention offered by tutors can indeed help students to better understand subject areas and improve grades. Selecting the appropriate tutoring service or individual tutor can be the key to success.
Before searching for a professional tutor, parents should ask if their children qualify for free tutoring services under the Federal No Child Left Behind law. The information should be available from your child’s school or school district, or your state’s Department of Education.
If you need to hire a tutor, here are some ways to help defray tutoring costs:
Pencils and notebooks. Pens and glue sticks. Binders and calculators. Sometimes it seems as though the list of required school supplies for your child grows longer each year. The National Retail Federation has found that parents spend on average more than $95 each fall on school supplies, that’s not even counting the $246 spent on new clothes, $129 on new shoes, and almost $220 on electronics.
So how’s a parent supposed to keep their child well equipped without dipping into that college savings fund? Here’s the good news: With a bit of planning and preparation, you can provide your child with all the supplies they need to succeed in school without breaking the bank. Save money on school supplies by following these four simple tips.