Saving Money

Family finance tips

At Gerber Life we know the value of a hard-earned dollar. And when you're raising a family, it becomes even more important to stretch that dollar as far as it can go to help you save money. Our family finance tips can help you make smart decisions for spending your money as well as help you make use of opportunities to save it. Whether it's clipping coupons before grocery shopping or throwing a do-it-yourself (DIY) children's birthday party, our family finance tips can help you think outside the box, so that you can put more money into saving.

  1. Hosting Thanksgiving Day on a Budget

    affordable thanksgiving dinner with familyIf you’re hosting a traditional Thanksgiving feast this year, you may be concerned about the cost. Here are some creative, budget-friendly suggestions to help keep costs in check:

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  2. Going Green for the Holidays

    pinecone used as holiday decorationThere’s never a better time to start teaching children about going green than during the holidays. You’ve probably already discussed with your kids some of the basic ways to be environmentally friendly, such as recycling glass and paper.




    Here are some more ways toward a greener holiday season for you and your family to try:

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  3. Mastering Holiday Shopping on a Budget

    holiday shopping on a budget


    Holiday shopping can be exciting as well as a time to show your loved ones how special you think they are. Thankfully, holiday shopping doesn’t have to break the bank. With these quick tips, you can make sure that your bank account is smiling right alongside your friends and family this holiday season.

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  4. Skip the Crowds & Save Big This ‘Black Friday’

    Fall Front Door WreathThe day after Thanksgiving, sometimes called Black Friday, marks the start of the holiday shopping season. For people on tight budgets, however, a spending spree on the day after Thanksgiving or on Thanksgiving weekend is simply out of the question.

    Since one doesn’t really save money by spending money, perhaps it’s time to re-purpose and re-name Black Friday. Below are six ways to save money on Black Friday, and year-round.

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    Categories: Saving Money
  5. Life After Debt: Tips for Helping You to Become Debt Free

    young woman cutting credit cardBorrowing money on various occasions is a normal part of life for many people in the United States. When unexpected situations arise, or during financially tight times, we often turn to our credit cards. Unfortunately, debt can quickly grow if we do not closely monitor the charges and do not pay our credit card bills in full and on time each month.


    The average household in the U.S. has a credit card debt of $15,480, according to the personal finance website NerdWallet. The average mortgage debt stands at $156,474, and student loans account for an additional $33,424. Many families face a debt so large that they think they’ll never be able to pay it back in full.


    Many ways are available to help people manage their finances and pay back debt. This might require making some hard decisions, but eventually those decisions can pay off – literally.


    Here are some tips to help address debt and move toward financial freedom: