The Gerber Life Parenting Blog

Dispelling the Confusion About Grow-Up® Life Insurance – Part 1, Premiums

October 1, 2015

Meet Clair – Gerber Life Halloween StorybookFirst in a series of five blog posts

Meet “Clair the Good Witch,” short for clairvoyante. We recently heard the wind whisper that her pastimes include sweeping, casting spells, and pinning photos of homemade brews on Pinterest. Today, Clair flew in to lift the spell of confusion that’s been cast on some parents and grandparents about life insurance premiums.

Will my life insurance premium increase over time?

CLAIR: Other life insurance providers may increase their premiums over time, but that’s not the case with Gerber Life. For example, the Gerber Life Grow-Up® Plan1 allows you to purchase children’s whole life insurance for your child at a locked-in, child-size premium rate.

After your child becomes an adult at age 21, and as long as premiums are paid, he or she will have the opportunity to keep the policy and the same childhood rate for up to a lifetime – and without ever having to answer health questions or to have a medical exam.

GERBER LIFE: POOF! Misconception dispelled! Be sure to keep an eye on this blog series throughout October to meet the rest of our cast of characters – Clair’s friends, the Scare-makers – for some other insurance misconceptions dispelled and for Halloween family fun.


1 Policy Form ICC12-GPP, Policy Form Series GPP-12

Kid playing with plane Pilot - follow your dreams

learn more

Save Today, Give Them a Head Start for Tomorrow

Provide your child with whole life insurance for just pennies a day with the Gerber Life Grow-Up® Plan.

Please note: Articles and other information included on this website are intended for the general interest of our readers, and are not intended to express the positions or views of Gerber Life or to provide or constitute, legal, financial, health or other advice. Gerber Life makes no claims, representations, or warranties as to the accuracy, completeness, or appropriateness of this general interest information for your particular circumstances. If you need legal, financial, health or other services, you should contact a duly licensed professional.