The Gerber Life Parenting Blog

How the Gerber Life Grow-Up® Plan Protects Families from Life’s Storms

April 21, 2015

Mother & Daughter in StormJust as April showers bring May flowers, life is full of ups and downs. Unlike a sudden rainstorm that interrupts Little League practice, however, some of life’s storms can be guarded against well in advance, by insurance policies. The Gerber Life Grow-Up® Plan¹ is the kind of insurance policy that can help you prepare for several storms all at once because of its guaranteed premium rate that never increases, guaranteed benefits, cash value that you access, and guaranteed death benefit. Here’s a look:

Guaranteed premium rate: The monthly amount you pay never goes up

The child-size premium rates of the Grow-Up® Plan never increase during the life of the policy, even after your child becomes owner of the policy at age 21, and even after he or she as an adult would otherwise be more expensive to insure due to age, health or occupation. This means that your policy will remain in force as long as premiums are paid.

Cash value that grows: The longer you own the policy, the larger the cash value

Financial emergencies can seem to occur just when you can least afford them. Whole life insurance policies such as the Gerber Life Grow-Up® Plan provide an additional layer of financial protection by building up cash value over time, as long as premiums are paid. you should lose your job or need to buy a new roof for your house because of torrential rains, you could turn in your policy for the cash value available or borrow against the cash value accumulated.*

Learn how the Gerber Life Grow-Up® Plan can help you and your family to weather all kinds of storms. Get a quote today.


*Policy loan interest rate is 8%.

¹ Policy Form ICC12-GPP, Policy Form Series GPP-12

Protect Your Child

Protect Your Children while Providing for their Future

With the Gerber Life Grow-Up® Plan, you can provide whole life insurance coverage for your children for just pennies a day.

learn more

Please note: Articles and other information included on this website are intended for the general interest of our readers, and are not intended to express the positions or views of Gerber Life or to provide or constitute, legal, financial, health or other advice. Gerber Life makes no claims, representations, or warranties as to the accuracy, completeness, or appropriateness of this general interest information for your particular circumstances. If you need legal, financial, health or other services, you should contact a duly licensed professional.