If you’re like many people, you probably start off the New Year with the best of intentions and set resolutions for yourself. Perhaps you want to eat healthier foods or work out more often, or you want to get a handle on your household spending. If the latter describes you, you are not alone.
According to Statistic Brain Research Institute, 34 percent of Americans who made a resolution in 2015 had one that was money-related. In fact, spending less and saving more was ranked as the third most popular resolution of 2015.
A great way to take control of your expenses is to create a household budget. Developing a budget is easier than you might think. You don’t have to be a financial expert.
Here are three simple ways to track your spending and gain control of your household budget.
Many people experience some kind of motion sickness. Car sickness and sea sickness, for example, are common kinds that both children and adults can experience.
According to the Mayo Clinic, symptoms of motion sickness can strike suddenly and can quickly progress from a queasy, uneasy feeling in the stomach to a cold sweat, dizziness and vomiting, in some cases. Often, motion sickness can subside as soon as the motion stops, but by then the “damage” has been done.
There are ways for lessening the likelihood of motion sickness and for alleviating the symptoms. Here are some from the Mayo Clinic:
Nowadays, teaching children how to read can take many forms. High-quality, one-on-one education via parents, teachers or tutors can be supplemented, for example, with a wide variety of useful multimedia. Many theories exist about what works best for teaching children to read, so if you’re not sure if multimedia is right for your child, consult with his or her teacher or a local librarian for direction.
Here are a few multimedia options designed to support children’s reading instruction:
As we grow older, our needs in life change, including for the kind of life insurance we may need. Many people associate age as an indicator of coverage needs, but that isn’t necessarily the case. Rather than age, the need for how much and what kind of life insurance protection is dictated more by one’s stage in life.
Are you considering investing in a life insurance policy?
Here are some stages in life that you should take into consideration when deciding when to buy life insurance:
We know how important life insurance is, and yet more than 40 percent of Americans have no life insurance coverage of any kind, according to the 2015 Insurance Barometer Study by Life Happens and LIMRA.
Why is life insurance so important? Why might you need it? Could you face greater risk NOT buying life insurance than budgeting for it?
Here’s a list of the top five benefits of whole life insurance: