At some point in your life, you may decide that the coverage amount of your life insurance policy is no longer enough. Things have changed, and you need more coverage for greater peace of mind. That’s normal. People often need to increase their coverage.
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Life insurance is often viewed as a confusing topic. In fact, according the 2015 Insurance Barometer study conducted by worldwide research organization LIMRA and non-profit Life Happens, 38 percent of consumers did not purchase (or did not purchase more) life insurance because they found life insurance research to be confusing. They did not know what types of policies they should buy or how much coverage they needed.
Put your life insurance knowledge and your knowledge of the Gerber Life products to the test and take our life insurance quiz below. If you get stuck, here’s a hint – all the answers can be found somewhere on our website.Read More
Seeing your child in pain can be painful in itself. For younger children who may not yet have the language skills to communicate what he or she is feeling, it can be especially frustrating for parents as they try to determine the cause of the pain, so that they can try to relieve it.
How can you tell if your child is suffering from an ear infection? Watch for these common child ear infection symptoms:Read More
People generally have fewer financial obligations as they get older. A home mortgage might be paid off or nearly paid off; the expense of raising children and putting them through college may no longer be a factor.
In addition, you may have a substantial amount in your retirement savings.
So, is life insurance for seniors necessary? Maybe yes, maybe no, although life insurance at any age can be important. You might not need the same level of life insurance as when you were younger, but the risk of not having life insurance may still be greater than the cost of having it. A lot depends on how many loved ones are dependent on you and how much of a safety net you already have.
Here are a few questions to consider when thinking about buying life insurance for seniors:Read More
Perhaps you’re looking forward to retirement, with thoughts of being able to spend more time with family, catch up on reading, start a new hobby, pursue another line of work, and go back to school to get an advanced college degree, or travel to islands somewhere in the sun.
To help ensure that your retirement goes according to plan, it’s important to prepare properly, which is not always an easy task. In addition to financial considerations, a number of stumbling blocks can hinder your chance to attain a satisfying retirement.
Here are some typical retirement-planning mistakes to try to avoid:Read More