The Gerber Life Parenting Blog

What parents want to know

With work, family and finances, modern parenting can sometimes feel like a juggling act. The Gerber Life parenting blog gives parents advice and tips to help you take on today-and plan for tomorrow. Our parenting blog offers articles on saving money, college planning, family insurance, parenting tips, living green, and health and safety. Although we may not be able to manage your retirement account, drive your all-star athlete to practice, or cook your family's favorite three-cheese lasagna, our parenting blog can provide you with ideas, advice and tips so that you can focus on what matters most: raising healthy, happy kids. We invite you to join the conversation and enjoy our parenting blog.

  1. Should Seniors Consider Buying Life Insurance?

    Grandfather father and boy taking a picturePeople generally have fewer financial obligations as they get older. A home mortgage might be paid off or nearly paid off; the expense of raising children and putting them through college may no longer be a factor.

    In addition, you may have a substantial amount in your retirement savings.

    So, is life insurance for seniors necessary? Maybe yes, maybe no, although life insurance at any age can be important. You might not need the same level of life insurance as when you were younger, but the risk of not having life insurance may still be greater than the cost of having it. A lot depends on how many loved ones are dependent on you and how much of a safety net you already have.

    Here are a few questions to consider when thinking about buying life insurance for seniors:

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  2. Some Typical Retirement-Planning Mistakes to Avoid

    Senior couple at beachPerhaps you’re looking forward to retirement, with thoughts of being able to spend more time with family, catch up on reading, start a new hobby, pursue another line of work, and go back to school to get an advanced college degree, or travel to islands somewhere in the sun.

    To help ensure that your retirement goes according to plan, it’s important to prepare properly, which is not always an easy task. In addition to financial considerations, a number of stumbling blocks can hinder your chance to attain a satisfying retirement.

    Here are some typical retirement-planning mistakes to try to avoid:

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    Categories: Saving Money
  3. What Expectant Parents Need to Know about Life Insurance

    pregnant woman and man readingAdults usually begin thinking about life insurance once they’re ready to raise a family or after their first child is born, since they want to provide security for their families.

    Here are four typical questions that expectant mothers and fathers frequently ask about life insurance while pregnant:

  4. How to Deal with Parental Burnout

    cartoon mom multi-taskingParental burnout is very real, although the fatigue that often comes with being a parent is not something that people tend to talk about.

    When your entire world revolves around your children, it can be hard to admit that you’re burned out. When you spread yourself too thin, you’re not the only one who is affected. Your children will most certainly feel the effects as well.

    Burnout in other occupations is common and may be associated with feeling a lack of control, appreciation or compensation, or a heavy workload or stress. Parental burnout is no different. Although other jobs may offer rewards and incentives such as bonuses or promotions for employees who do a good job, parenting is expected to be its own reward.

    Here are five ways to help guard against parental burnout:

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    Categories: Parenting Tips
  5. Lowering the Cost of a Life Insurance Policy

    Young family buying healthy groceriesIs life insurance too expensive? Some people who don’t have life insurance think so.

    However, according to a recent study conducted by Life Happens, a nonprofit organization dedicated to helping consumers make smart insurance decisions, and LIMRA, a worldwide association of insurance and financial service companies, that is actually a misconception.

    Although there are life insurance policies considered “affordable” for most people’s budgets in the United States, the study found that 80 percent of respondents misjudged the price, with millennials overestimating the cost by 213 percent and Gen Xers by 119 percent.

    Because September is Life Insurance Awareness month, we want to help clear up some of the misconceptions about life insurance as well as help you to save you money on your life insurance policy.