Don’t think you need life insurance? If you have a family or if you plan to start a family, you should consider the benefits of purchasing life insurance now. You’ll save money on your policy and you’ll gain immediate protection.
Life insurance premiums are lower when you are young and healthy, and the cost will never increase for as long as you own the policy – so purchasing now may actually be cheaper than waiting until later to do so. On the contrary, as you age, your health could change and prevent you from finding an affordable coverage option or even an insurance policy.
So ask yourself: Is waiting until later to buy life insurance coverage worth the risk?