Perhaps you remember playing outside all day – building forts, making up games, and exploring the backyard or neighborhood park with your friends – until you were called in for dinner. During the last 20 years, what used to be a childhood reality has changed. Today’s children spend less than half as much time playing outdoors as they used to. That boils down to less than 10 minutes per day during the week and less than 30 minutes on weekends, according to research from the University of Michigan.
It seems as if outdoor play time may have been overtaken by indoor screen time. The average child spends more than seven hours a day using electronic devices such as TVs, smart phones and computers. It’s time to take the family back outside. Here are five great ways to do it:
Many factors contribute to what kinds of life insurance a family purchases and how much is spent. Young families may peg life insurance protection as a budget must-have, to have some financial security should the primary breadwinner die prematurely. Families on a budget may want to pay their insurance premiums monthly, as the paycheck comes in. In the same vein, many factors contribute to how insurance companies establish insurance rates.
How are premium rates determined for life insurance?
10 items every diaper bag should have (besides diapers).
As a new parent, your baby isn’t the only new cargo you’ll be carrying around. With every baby comes a bulky diaper bag chock full of your little one’s greatest necessities. Although you probably know to pack plenty of diapers and wipes for your baby, here are some other necessities that could come in handy.
The average college student attending a public university can pay nearly $16,000 per year. Private universities cost in excess of $36,000 a year. Multiply those amounts by four years to see how expensive earning a college degree can be. Here are three ways to budget for college each month, to help fund your child’s future education.
As a parent or grandparent, choosing the right kind of insurance for your family’s needs is an important part of preparing for the future. There’s a feeling of security in knowing that you have enough coverage to provide your beneficiaries with adequate benefits.
Two common kinds of life insurance – term life and whole life – have advantages and disadvantages. Read on to gain insight into how each kind works.