Term life insurance is a popular insurance option because of its affordability and flexible coverage periods or “terms.” Policies such as the Gerber Life Simplified Term Life Plan1 offer coverage periods of 10, 15, 20, and 30 years. In most cases, the shorter the duration of the term, the less costly the premium rate. The monthly premium, however, should not be the only consideration when selecting policy duration.
How do you choose which term life policy duration best fits your needs? In the most basic sense, it depends on how long you want to have the coverage, but there can be many factors that influence a decision.
As a parent, you probably do your best to recognize and celebrate your child’s hard work and accomplishments. Rewarding your child for a job well done is normal and helps to instill a strong work ethic in them early in life.
Another lesson that you should teach your child is learning how to celebrate the success of others. For many young children, it’s a difficult concept to grasp, but celebrating others is an important life lesson to learn.
Most people will celebrate the big moments in life. Events such as birthdays, weddings, holidays and graduations are momentous occasions and are rightfully celebrated. But, who says that celebrations should only be limited to these milestones?
There are opportunities to celebrate the wonderful little things in life, all the time. Sometimes the big things wouldn’t have happened without the accumulation of smaller events along the way. For example, you may have reason to celebrate your child’s high school graduation because throughout their academic career they received good grades on school assignments and report cards.
Taking time to celebrate the little things is also an opportunity to create lasting memories with your loved ones. Years into the future, you and your family may not remember the exact reasons for all your small celebrations, but you will likely remember the joy of the festivities.
A dog is often referred to as “man’s best friend,” and with good reason. Animal lovers, and dog lovers in particular, are quick to sing the praises of their four-legged friends.
In addition to the expected lessons, such as teaching responsibility to children, a lot can be learned from our canine companions (not to say that the following could not be learned from or applied to other furry or feathered friends, too).
So, you have made the decision to add a furry (or maybe scaly) member to your family. There are many benefits to having a family pet, but there are also many responsibilities. And, depending on the type of pet your family gets, there could be a lot of money, time and effort put into caring for an animal.
Choosing the right pet for your family is an important decision, and there are many things that you should take into consideration.
Take the quiz below for a fun look into which type of pet is a good fit for your family’s lifestyle: