Affordable Life Insurance Policies

Just had a new baby or have kids or grandkids?

The Gerber Life  Grow-Up^® Plan is a simple, budget-minded way to start protecting your child, for kids 14 days to 14 years old. For as little as $1 a week, you can give your child a lifetime of life insurance protection with policies starting at $5,000. Your decision today can help your child to be better equipped financially for adult responsibilities tomorrow.

Just married or buying a house? Do you have a young family?

The Gerber Life Term Life Plan provides an affordable option for young families to protect their financial future. You choose the coverage amount and time frame that meet your needs – from $100,000 to $300,000 for 10, 20 or 30 years. Applying is easy, with no medical exam required in most cases. Coverage is dependent on answers to health questions.

Are you looking for lifetime protection that builds cash value?

Consider the Gerber Life Whole Life Policy. Unlike term life insurance, whole life does not have a fixed duration or "term" and provides protection for your entire lifetime, as long as premiums are paid. No medical exam required in most cases. Coverage is dependent on answers to health questions. Protecting your family for life is easy with whole life insurance from Gerber Life.

Do you need insurance protection to help cover final expenses?

No one wants to become a financial burden – but unless you make preparations, your family could face unexpected expenses such as your funeral costs, medical bills, outstanding debt, and other final expenses. That’s why Gerber Life offers Guaranteed Life, a whole life insurance policy for adults 50 to 80 years old. There are no health questions to answer or medical exams. Just submit your application and your acceptance is guaranteed.

Do you want affordable coverage for the unexpected?

The Gerber Life Accident Protection Plan gives an immediate cash benefit of up to $100,000 in the event of accidental death or covered disabling injury. Once you apply, your acceptance is guaranteed and your premium rate will never increase – no matter your age or health. This policy is available to adults ages 19 to 69.

Are you interested in putting money aside for the future?

The Gerber Life College Plan is an endowment life insurance policy that combines guaranteed growth with adult life insurance protection. You decide how much you can afford to set aside each month. As long as premiums are paid, you will receive a guaranteed benefit payment of $10,000 to $150,000 to use for college expenses or anything else.  If you were to pass before then, your child as beneficiary still would receive the payout money.