If you’ve made it this far, then you’re probably planning for your family’s future. Most people think traditional life insurance is the only option. But, depending on your needs, Accident Protection can also be a great option. Here are more details to help you make the best decision for you and yours.
Accident Insurance Basics
This type of policy is often referred to as “Accidental Death and Dismemberment” insurance, or sometimes just “AD&D”. While life insurance pays out only in the event of the unthinkable, the Gerber Life Accident Protection Plan provides a cash benefit in the event of accidental death or a covered disabling injury.
Let’s consider those two scenarios more closely. Serious accidents are the more likely cause of death for people who are young and healthy. It’s hard to think about, but important to consider. The second scenario, disabling injury, is the main difference between life insurance and Accident Protection. Think about it: if you suffered an accidental injury that kept you from returning to work, what would be the effect on your family? Our Accident Protection plan can help your family cover medical bills or lost income for an accidental injury covered by this policy.
So why choose Accident Protection over traditional life insurance?
It all depends on your needs. If you’re younger or don’t have a family that is financially dependent on your income, accident protection may be just enough coverage for you. Or maybe you have a family, but traditional life insurance coverage doesn’t fit your budget right now. Accident Protection can be an affordable substitute.
In any case, your acceptance is guaranteed. With the Gerber Life Accident Protection Plan there’s no medical exam or questionnaire to fill out. As long as you’re age 19 to 69, you’re automatically pre-approved for up to $100,000 of coverage.
Talk to us today. We’ll be happy to discuss your needs and the coverage that best fits your budget. Call 1-866-674-3051 or fill out an online application for our Gerber Life Accident Protection Plan here.