No one wants to think about losing someone you love. We tend to avoid conversations about death because they can be scary and uncomfortable. Do you know what’s even more scary? Being unprepared for that worst-case scenario.
Contrary to what some people believe, we’re never “too young” or “too healthy” to think about how life insurance should fit into our financial planning.
So what’s the best way to approach this tough topic? Gather your family, take a deep breath, and talk about it.
Ask yourself these questions:
- In the event of my death, would my family be able to get by financially without my income?
- Would my family be able to afford the final expenses related to my funeral or burial?
- Would my family be left with any outstanding debt or medical bills I may leave behind?
Life insurance is not a one-size-fits-all solution, so it’s important to identify your family’s unique needs. From there, you can explore different policy options and coverage amounts.
In most cases, buying a life insurance policy when you’re younger means lower and more affordable monthly premium payments, since rates are based on your age when your policy starts. So there’s no better time to get started than now.
If you need help navigating your options, call us at 1-800-704-2180 to speak with a Gerber Life representative today. Once you take care of your life insurance needs, you can spend less time worrying and more time enjoying life with the people you love.